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2181家庭负债作为家庭的重要经济行为可能提高家庭福利，但也可能通过给家庭成员带来压力、形成不健康行为等来影响成员的健康水平。文章基于微观数据研究发现：（1）家庭负债对居民健康产生了显著的负面影响，工具变量回归和倾向得分匹配的结果也支持结论的稳健性；（2）机制分析表明，家庭负债主要通过给人带来压力和导致不健康的行为来影响健康；（3）负债对健康的影响不存在性别差异，对不同年龄组群体有异质性影响，同时家庭债务主要对低资产和低收入家庭产生明显影响；（4）短期负债和非银行负债是造成负面健康效应的主要原因。文章认为进一步提升低资产和低收入家庭的正规金融可得性不仅具有经济和公平方面的意义，而且对居民健康的提高也能起到较好的作用。
家庭负债对居民健康的影响研究
摘要
参考文献
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引用本文
陈屹立, 聂璇. 家庭负债对居民健康的影响研究[J]. 财经研究, 2023, 49(5): 79-93.
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