农村正规与非正规金融发展对区域产业结构升级的影响
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财经研究 2015 年 第 41 卷第 09 期, 页码：
摘要
参考文献
摘要
文章以农村正规与非正规金融发展影响区域产业结构升级的理论为基础，以我国31个省级单位1998-2012年的数据为例，实证检验了农村正规与非正规金融发展对区域产业结构升级的影响。结果发现：农村正规与非正规金融的发展有利于区域产业结构升级，且两者在促进区域产业结构升级方面的互补效应明显。同时还发现：区域的财政支出水平、人力资本水平、技术水平以及区域人均消费实力均会影响区域产业结构升级，而区域对外开放水平对区域产业结构升级的影响则并不显著。
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[2]崔百胜.非正规金融与正规金融：互补还是替代？——基于DSGE模型的相互作用机制研究[J].财经研究,2012,(7):121-132.
[3]邓向荣,刘文强.金融集聚对产业结构升级作用的实证分析[J].南京社会科学,2013,(10):5-12.
[4]范方志,张立军.中国地区金融结构转变与产业结构升级研究[J].金融研究,2003,(11):36-48.
[5]何海霞.金融支持产业结构升级的实证研究——以河南为例[J].开发研究,2013,(3):95-97.
[6]胡宗义,李鹏. 农村正规与非正规金融对城乡收入差距影响的空间计量分析——基于我国31 省市面板数据的实证分析[J].当代经济科学,2013,(2):71-78.
[7]林毅夫,孙希芳.信息、非正规金融与中小企业融资[J].经济研究,2005,(7):35-44.
[8]刘玉龙,任国良,蔡宏波.“螺旋式”“双重”分权模式下的产业结构升级研究[J].中国社会科学院研究生院学报,2014,(1):45-52.
[9]鲁钊阳.财政金融政策对民族地区产业结构升级的影响效应分析[J].贵州民族研究,2012,(6):110-114.
[10]鲁钊阳.城乡金融发展非均衡化的形成机理及对策研究[D].重庆大学博士学位论文,2012.
[11]钱水土,俞建荣.中国农村非正规金融与农民收入增长的实证研究[J].金融研究,2007,(5):43-54.
[12]邵传林.农村非正规金融的微观机理与政策测度:国外文献评述[J].经济评论,2011,(4):150-160.
[13]施卫东.城市金融产业集聚对产业结构升级影响的实证分析——以上海为例[J].经济经纬,2010,(6):132-136.
[14]孙晶,李涵硕.金融集聚与产业结构升级——来自2003-2007年省际经济数据的实证分析[J].经济学家,2012, (3):80-86.
[15]吴成颂.农村非正规金融与正规金融联接的模式与制度安排[J].农业经济问题,2009,(5):29-33.
[16]武晓霞.省际产业结构升级的异质性及影响因素——基于1998年～2010 年28 个省区的空间面板计量分析[J].经济经纬,2014,(1):90-95.
[17]杨兆廷,马彦丽.农村金融供给与需求协调研究[M].北京:中国金融出版社,2013.
[18]姚耀军.非正规金融发展的区域差异及其经济增长效应[J].财经研究,2009,(12):129-139.
[19]张兵,张宁.农村非正规金融是否提高了农户的信贷可获性？——基于江苏1202户农户的调查[J].中国农村经济,2012,(10):58-68.
[20]张琴.国际产业转移与产业结构优化研究:基于浙江省的实证分析[J].国际贸易问题,2010,(2):60-67.
[21]Allen F. Stock markets and resource allocation[A].Mayer C,Viver X,Capital markets and financial intermediation［C］.Cambridge：Cambridge University Press,1993.
[22]Ayyagari M,DemirgucKunt A,Maksimovic V. Formal versus informal finance:Evidence from China[R].World Bank Working Paper,2007.
[23]Beck T,Levine R. Industry growth and capital allocation[J]. Journal of Financial Economics,2002,64(2):147-180.
[24]Binh K B,Park S Y，Shin S. Financial structure and industrial growth: A direct evidence from OECD countries[R].Working Paper,2005.
[25]Boot A，Thakor A. Financial system architecture[J].The Review of Financial Studies,1997,10(3):693-733.
[26]Boyd J，Smith B. The evolution and debt and equity markets in economic development[J]. Economic Theory,1998,12(3):519-560.
[27]Dasgupta B. Capital accumulation in the presence of informal credit contracts: Does the incentive mechanism work better than credit rationing under asymmetric information?[R]. Working Paper, 2004.
[28]Fisman R, Love I. Trade credit, financial intermediary development, and industry growth[J]. Journal of Finance,2003, 58(1)：353-374.
[29]Habtom G K,Ruys P.Traditional risksharing arrangements and informal social insurance in Eritrea[J]. Health Policy,2007,80(1) : 218-235.
[30]Hyubens E，Smith B D. Inflation, financial markets and longrun real activity[J]. Journal of Monetary Economics,1999,43(2):283-315.
[31]Jain S. Symbiosis vs. crowdingout:The interaction of formal and informal credit markets in developing countries[J].Journal of Development, 1999,59(2):419-444.
[32]Jia X,Heidhues F,Zeller M.Credit rationing of rural households in China[J].Agricultural Finance Review, 2010,70(1):37-54.
[33]Levine R. The legal environment, banks, and longrun economic growth[J].Journal of Money, Credit, and Banking,1998,30(3):596-613.
[34]Levine R. Bankedbased or marketbased financial systems:Which is better? [J].Journal of Financial Intermediation,2002,11(4):398-428.
[35]Masciandaro D. Migration and illegal finance[J].Journal of Money Laundering Control,2004,7(3):264-271.
[36]Mohieldin M, Wright P. Formal and informal credit markets in Egypt [J]. Economic Development and Cultural Change,2000, 48(3):657- 670.
[37]Tsai K. Backalley banking:Private entrepreneurs in China[M].New York State：Cornell University Press,2002.
[38]Wurgler J. Financial markets and the allocation of capital[J].Journal of Financial Economics,2000,58(1-2):187-214.
[39]Zagaris B. Problems applying traditional antimoney laundering procedures to nonfinancial transactions,“parallel banking systems” and Islamic financial systems[J].
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鲁钊阳, 李 树. 农村正规与非正规金融发展对区域产业结构升级的影响[J]. 财经研究, 2015, 41(9): 0.
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