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A Microeconomic Theories and Empirical Research on Financial Innovation
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Journal of Finance and Economics Vol. 30, Issue 09, pp. 48 - 56 (2004)
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姚德良, 庄毓敏. A Microeconomic Theories and Empirical Research on Financial Innovation[J]. Journal of Finance and Economics, 2004, 30(9): 48–56. 
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