我国中小银行资产扩张效应实证研究(1987~2004)
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财经研究 2006 年 第 32 卷第 08 期, 页码：103 - 112
摘要
参考文献
摘要
文章对我国中小银行1987~2004年资产扩张的经济效应进行了实证分析,并探究了资产扩张的行为动因与逻辑。结论认为,我国中小银行的资产扩张并非是为了追求规模经济,而是对现行金融制度环境和自身经营机制的被动适应。因此,要实现中小银行资产扩张的经济理性,必须从外部金融制度和自身经营机制入手加以解决。
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[2]王志军.美国中型银行发展分析[J].国际金融研究,2005,(3):23~28.
[3]Benston G J.Economics of scale and marginal costs in banking operations[J].The Na-tional Banking Review,1965,(2):507~549.
[4]Benston G J.Economics of scale of financial institution[J].Journal of Money,Credit&Banking,1972,(1):312~341.
[5]Bell F W,Murphy N B.Cost in commercial banking:An quantitative analysis of bankbehavior and its relation to bank regulation[R].Research Report No.41,Federal Re-serve Bank of Boston,1968.
[6]Benston G J,Hanweck G A,Humeury D B.Scale economics in banking:A restructureand reassessment[J].Journal of Money,Credit&Banking,1982,14:435~456.
[7]Berger A N,Hunter W C,Tinue S G.The efficiency of financial institution:An reviewand preview of research past,present and future[J].Journal of Banking and Finance,1993,17:221~249.
[8]Lawrence C.Bank costs,generalized function forms and estimation of economics ofscale and scope[J].Journal of Money,Credit&Banking,1989,21:368~380.
[9]Ashton J K.Cost efficiency characteristics of British retail bank[J].The Service Indus-tries Journal,2001,21:159~174.
[10]徐传谌,郑贵挺,齐树天.中国商业银行规模经济问题与金融改革策略透析[J].经济研究,2002,10:22~29.
[11]阚超,王付彪,沈谦,等.我国商业银行规模经济实证研究(1992~2003)[J].金融研究,2004,(11):46~53.
[12]李浩.股份制商业银行发展战略研究[J].金融研究,2005,(1):82~90.
引用本文
朱建武. 我国中小银行资产扩张效应实证研究(1987~2004)[J]. 财经研究, 2006, 32(8): 103–112.
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