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5495文章探讨了银行业结构性改革中的银行管制放松对我国资源配置的影响。研究结果表明，银行管制放松总体上有助于纠正我国的资源误配，且这一作用在私人资本占比高的行业中更强。优化资源配置作用的核心发生机制是银行管制放松促进了企业优胜劣汰，提高了私营企业的资源配置效率，但国有企业的资源配置效率没有得到显著改善。银行管制放松也未能显著降低资源在私营企业与国有企业之间的配置无效率，因此金融所有制歧视可能没有获得有效纠正。拓展性研究表明，在外向程度高、市场化程度低以及金融竞争激烈的地区，银行管制放松纠正资源误配的作用更强。文章研究表明，中国金融改革实现资源优化配置的关键在于，进一步深化国有大型商业银行改革，并推动国有企业改革、实现国有资本的合理布局。
中国的银行管制放松促进了资源优化配置吗？
摘要
参考文献
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何欢浪, 铁瑛, 刘啟仁. 中国的银行管制放松促进了资源优化配置吗？[J]. 财经研究, 2019, 45(4): 83-95.
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