基于风险矩阵的商业银行信贷项目风险评估
财经研究 2004 年 第 30 卷第 02 期, 页码:35 - 41
摘要
参考文献
摘要
信贷项目风险评估已逐渐成为商业银行信贷管理的一项核心内容,对商业银行业务发展与风险控制的平衡具有重要作用。本文指出了巴塞尔预期损失模型在国内商业银行运用中存在的问题以及传统商业银行信贷项目风险评估风险集的缺陷,设计了可用于商业银行信贷项目风险评估的风险矩阵,探讨了国内商业银行运用风险矩阵方法进行信贷项目风险评估的关键方法体系,给出了国内商业银行基于风险矩阵的信贷项目风险评估流程。
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引用本文
刘国靖, 张蕾. 基于风险矩阵的商业银行信贷项目风险评估[J]. 财经研究, 2004, 30(2): 35–41.
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